GROUNDS OF WITHDRAWALS                                                                                                                                                                                                                                                                                                                                                                  A. FINANCIAL HARDSHIPS Totally out of employment at 6 months of being out of employment, up to 50% of balance to draw; It’s a one off withdrawal                                                                                                                                                                Required.. Confirmation letter for cease of employment ID Card Bank account number                                                                  B. 50 AGE Up to 100% eligibility                                                                                                                                          Required!.... KPF ID card Bank account/open chq fee$ Confirmation from Lender for Refinancing amount if                               C: DEATH Required….. Death certificate Driving License's & National ID KPF ID card /birth cert Applicants birth cert If no nominee payment with go to court for dispersion. If there is a nominee, will direct pay to the nominee Remember : Nominees must draw their Benefit not later than 6 months after death of Member                                                                                          D: MIGRATION This is applicable to those who will leave the country permanently. Required…. Work permit/citizenship ID Card Bank Account Cease of employment confirmation if employed                                                                                                       E: 45 AGE 50% eligible amount at the date turning 45 If member is unemployed up to 100% eligibilty Required….. Valid ID card Bank ac#                                                                                                                                                                                          F: INCAPACITATED/illness Required….. Cease of employment letter Medical Form signed from Doctors– Get the form from KPF Office, Bank account number                                                                                                                                                     Note: to all Members of the KPF, You either withdrawal your MONEY from KPF or you can INVEST to grow your MONEY